Having a payment gateway that processes local payment methods, including local credit cards, is needed for successful trading on the internet.
All countries have rules and regulations on which payment method can be used and when. To that end, China has its rules and regulations and will not allow a Chinese business to operate payment processes on non Chinese approved systems. This applies to all internet transactions processed on server / cloud / data centres located in China. All payment made in China must be to a Chinese bank account.
An overseas business needs to have access to some parts of these payment gateways if you want to trade widely and successfully with Chinese people and businesses. “If you cannot take a payment you cannot process an order”.
For more information please see: Chinese payment gateways
| Subject | Action Recommended | Priority | Checked? |
| Your exiting payment gateways | Does your existing payment gateway know to the Chinese consumer | High | |
| Your exiting payment gateways | Is your existing payment gateways known to the Chinese consumer | High | |
| Currency | What currencies are going to be accepted | Medium | |
| UnionPay | Does your current gateway accept UnionPay | Medium | |
| WePay | Add a WePay gateway | Medium | |
| Alipay | Add an Alipay gateway | Medium | |
| Bank Transfer | Does your current gateway allow for bank transfers | Low | |
| Gateway changes | What are the terms, changes and currencies for each gateway option | Medium |
Version V1.4. - 20 June 2019